Do You Need a POA?

If something happens to you and you become incapacitated, who would be in charge of handling your financial affairs or making health decisions for you? This is just one question you ought to ask as you age. While it is not a fun thought to picture yourself as unable to make your own decisions, it is necessary to be prepared. One way to prepare is to have a durable power of attorney. Having a POA does not mean your way of life and independence is in jeopardy. On the contrary, having a POA drawn up and responsibilities assigned to a trusted family or friend can give you peace of mind.

Things to Consider When Creating a POA

  1. Have an attorney draw up your document: You can find online power of attorney forms to use; however they may not grant you and your agent the protection you need. An attorney can advise you on your options and what you should consider. You do not get that guidance with an online document.
  2. Decide on the type of POA needed: There are two basic types and functions of durable POAs.
  • POA for health care: With this document, you can appoint an agent with the authority to oversee and make health care decisions for you.
  • POA for finances: This document grants authority for your agent to make legal and/or financial decisions on your behalf.
  1. Determine who will act in your best interest: Choosing an agent is critical for your POA. This person will stand in for you when you can no longer make decisions for yourself. Make a carefully thought out and wise choice when finding the best person to make those crucial decisions for you.
  1. Decide what powers they will have: Just because you want to designate someone to act as your power of attorney does not mean they have unlimited power. You can decide that your POA will not go into effect until you become incapacitated. You might limit their powers as you see fit. In short, having a POA does not mean you are giving up your independent living.

Signing a durable power of attorney is one way to ensure you continue enjoying your independent retirement living. If you are ready to take pleasure and be comfortable in your senior years, visit one of our Philadelphia or surrounding Wesley Enhanced Living locations. You will see firsthand why our residents love to be here. Our Sales Managers will be happy to give you a tour, educate you on our services, and chat with you about your needs.

Wesley Enhanced Living provides the high-quality living you deserve in your golden years. Please visit our continuing care retirement communities to learn more or click here to request more information today.

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